Easy Chicken Bone Broth Recipe

A healthy, nutritious and versatile broth made with a handful of simple, every day ingredients. It is perfect as base for steamboat, noodles, porridge and even pasta soup. My kids love having chicken macaronic soup for breakfast that takes only 15 minutes to prepare with this broth. It contains many important nutrients which are perfect […]

Where to Keep Your Emergency Fund

An emergency fund is a financial safety net to help us navigate unexpected events in life. It is a big sum of money so we should use liquid financial tools that are easy to access while keeping our money safe and growing.  An emergency fund is a financial cash resource that we earn interest from. […]

Emergency Fund Calculator: Free Google Sheet Template

Everyone should have an emergency fund to tap on in the event of unplanned and unexpected situations. It is the first step towards financial security and stability. In this article, I will talk about how to calculate your emergency fund. I also share my free resource – customisable Google Sheets budget and emergency fund calculator […]

How to Create an Emergency Fund

Every family needs an emergency fund for financial security. Find out how to calculate, plan and save up with a free emergency fund planner and savings challenge.

How to spend less money on groceries

If you are frustrated that the cost of putting food seems to be creeping up, you’re not alone. By the end of this post, I’ll help you feel empowered about spending less on groceries with strategies to budget smart, plan smart and shop smart.

How to save money on coffee

Coffee is one of the most popular drinks in the world second only to water with an estimated 7.4 billion kilograms of coffee drank worldwide in 2023. As a mum of two young children, I definitely depend on a good cup to keep me going. But I also want to make sure that I don’t […]

Are you ready for 2025? How I start new habits fast

I will be 40 next year. FORTY. There is nothing like a ripe middle-aged birthday to create a sense of urgency. What have I achieved? What will I achieve? How long will I take to get there?  It dawned on me that the skills, knowledge, habits, practices that I acquire in the first 40 years of […]

How to get free iPad with credit card

Most people don’t realise you can get ultra high value gifts with their credit card application.  Not you, because you’re here. I will walk you through how to maximise your credit card rewards with right strategy from the start laying out the key ideas so that you can do this for yourself in the future.  […]

How I got started in personal finance

My husband came home one day and told me that his company had not paid him. His salary had been delayed for 2 weeks. It was not the first time. They had been affected by COVID-19.  I was 36 weeks pregnant.  We had decent salaries but we were living paycheck to paycheck.  Our home mortgage […]