Where to Keep Your Emergency Fund

An emergency fund is a financial safety net to help us navigate unexpected events in life. It is a big sum of money so we should use liquid financial tools that are easy to access while keeping our money safe and growing.  An emergency fund is a financial cash resource that we earn interest from. […]

Emergency Fund Calculator: Free Google Sheet Template

Everyone should have an emergency fund to tap on in the event of unplanned and unexpected situations. It is the first step towards financial security and stability. In this article, I will talk about how to calculate your emergency fund. I also share my free resource – customisable Google Sheets budget and emergency fund calculator […]

How to Create an Emergency Fund

Every family needs an emergency fund for financial security. Find out how to calculate, plan and save up with a free emergency fund planner and savings challenge.

How to spend less money on groceries

If you are frustrated that the cost of putting food seems to be creeping up, you’re not alone. By the end of this post, I’ll help you feel empowered about spending less on groceries with strategies to budget smart, plan smart and shop smart.

How I got started in personal finance

My husband came home one day and told me that his company had not paid him. His salary had been delayed for 2 weeks. It was not the first time. They had been affected by COVID-19.  I was 36 weeks pregnant.  We had decent salaries but we were living paycheck to paycheck.  Our home mortgage […]